Attention homeowners in Dover and Strafford County: Need an appraisal?
Here are the top 7 reasons NH homeowners hire Louise H Tower:
Do you own a home in or near Dover? Do you need help determining the price of your real estate?
We at Louise H Tower understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a person not in the real estate business that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Louise H Tower, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours. Need to cancel PMI?A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping clients just like you abolish unwanted PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a region that is declining or not appreciating as much as other properties nearby. That means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Louise H Tower is your number one weapon. Was your HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Louise H Tower can help you reinstate your home equity line of credit with an expert appraisal. Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd wish to have an expert double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house. |